Tian Ji in the Wealth Palace: How You Earn, and Where the Money Goes

Tian Ji in the Wealth Palace means you earn with your head: ideas, planning, analysis and technical skill. Money follows your thinking. You often have more than one source of income, or income that shifts with projects and phases of life.

Your attitude to money

Tian Ji’s money is money in motion. Classical texts say Tian Ji in the Wealth Palace means money comes and goes, in other words both income and spending keep changing. The upside is flexibility; the downside is that sticking with one money strategy for the long haul doesn’t come easily.

• How you earn: You suit planning, consulting, technical, IT and research work where you are paid for expertise and ideas. Side jobs and several lines of business also suit you.
• How you spend: You calculate, compare prices and research your tools, but new methods easily catch your eye, so you switch strategies often.
• Financial risk: Overthinking and changing too fast: moving on to the next investment approach before the last one has been tested.

Life, Wealth and Career: money is tied to who you are and what you do

With Tian Ji in the Wealth Palace, the Career Palace always holds Tian Tong: your work pace is gentle and you value a comfortable environment, while the money is earned by Tian Ji’s brain. The major star in the Life Palace depends on the branch; it may be Tai Yin, Ju Men or Tian Liang, or the Life Palace may be empty.

This is built into the chart: counting four palaces backward from Tian Ji always lands on Tian Tong, and the Career Palace always sits four palaces backward from the Wealth Palace, so the Career Palace always holds Tian Tong (sometimes together with Tian Liang, Tai Yin and Ju Men). Further reading: Tian Tong in the Life Palace.

Bright and fallen positions

When bright, your ideas turn into income, and your earnings are flexible yet steady. When fallen, you have many plans but uneven income, and money easily slips away amid the changes. Brightness by branch, from the table of the Complete Book this site uses: Exalted: Zi, Wu; Strong: Mao, You; Favorable: Yin, Shen; Fair: Chen, Xu; Neutral: Si, Hai; Fallen: Chou, Wei.

The Wealth Palace's four-way set is the Mind Palace (opposite), the Life Palace and the Career Palace. Where your money comes from can't be separated from your personality and the way you work; how you spend it is tied to the Mind Palace, which stands for your state of mind and what you enjoy. The table shows the major stars of these palaces for each of the twelve branches Tian Ji can occupy in the Wealth Palace.

"Empty palace" means the palace has none of the fourteen major stars; in that case you read it through the stars of the opposite palace.

The six combinations

Tian Ji alone, facing Ju Men (Zi or Wu)

Zi: Tian Ji exalted; Wu: Tian Ji exalted. Opposite (Mind): Ju Men; Life: Tai Yin; Career: Tian Tong and Tian Liang. About 17.8% of charts with Tian Ji in the Wealth Palace fall into this group.

You earn through ideas and analysis; opposite, Ju Men in the Mind Palace makes you prone to overthinking money and full of doubts. Tian Ji is bright in Zi and Wu, giving good financial judgement.

Tian Ji alone, facing Tian Liang (Chou or Wei)

Chou: Tian Ji fallen; Wei: Tian Ji fallen. Opposite (Mind): Tian Liang; Life: Ju Men; Career: Tian Tong. About 17.7% of charts with Tian Ji in the Wealth Palace fall into this group.

Clever, but your financial decisions can flip back and forth; opposite, Tian Liang in the Mind Palace gives you a conservative outlook and support from elders. Steady professional income suits you.

Tian Ji with Tai Yin (Yin or Shen)

Yin: Tian Ji favorable, Tai Yin strong; Shen: Tian Ji favorable, Tai Yin fair. Opposite (Mind): empty palace; Life: Tian Liang; Career: Tian Tong. About 16.5% of charts with Tian Ji in the Wealth Palace fall into this group.

You build wealth through brainpower and planning, managing money carefully and calculating precisely; you suit financial planning and steady professional work. Income shifts with circumstances, but you are good at saving. Further reading: Tai Yin in the Wealth Palace.

Tian Ji with Ju Men (Mao or You)

Mao: Tian Ji strong, Ju Men exalted; You: Tian Ji strong, Ju Men exalted. Opposite (Mind): empty palace; Life: empty palace; Career: Tian Tong. About 16.6% of charts with Tian Ji in the Wealth Palace fall into this group.

You earn through speaking and analysis, suiting consulting, teaching, research and sales. Income follows projects and word of mouth; watch for disputes arising from verbal agreements. Further reading: Ju Men in the Wealth Palace.

Tian Ji with Tian Liang (Chen or Xu)

Chen: Tian Ji fair, Tian Liang exalted; Xu: Tian Ji fair, Tian Liang exalted. Opposite (Mind): empty palace; Life: empty palace; Career: Tian Tong and Tai Yin. About 16.1% of charts with Tian Ji in the Wealth Palace fall into this group.

You earn through professional advice and planning, suiting consulting, advisory staff roles and education. You seek steady money rather than a lot of it, and speculation doesn’t suit you. Further reading: Tian Liang in the Wealth Palace.

Tian Ji alone, facing Tai Yin (Si or Hai)

Si: Tian Ji neutral; Hai: Tian Ji neutral. Opposite (Mind): Tai Yin; Life: empty palace; Career: Tian Tong and Ju Men. About 15.3% of charts with Tian Ji in the Wealth Palace fall into this group.

Your income relies on brainpower and changes often; opposite, Tai Yin in the Mind Palace makes you crave security inside, so you keep changing how you earn while caring a lot about your savings.

Birth-year transformations in the Wealth Palace

• Tian Ji with Hua Lu (born in a Yi year): For people born in a Yi year, Tian Ji with Hua Lu in the Wealth Palace lets ideas bring in income. You suit multiple income streams and planning-type work. In our sample, about 8.0% of charts with Tian Ji in the Wealth Palace carry the birth-year Hua Lu.
• Tian Ji with Hua Quan (born in a Bing year): For people born in a Bing year, Tian Ji with Hua Quan in the Wealth Palace gives you firm views on managing money and a gift for planning. You suit managing budgets or financial planning. In our sample, about 9.0% of charts with Tian Ji in the Wealth Palace carry the birth-year Hua Quan.
• Tian Ji with Hua Ke (born in a Ding year): For people born in a Ding year, Tian Ji with Hua Ke in the Wealth Palace makes you orderly and methodical with money, and your professional reputation brings income. In our sample, about 10.0% of charts with Tian Ji in the Wealth Palace carry the birth-year Hua Ke.
• Tian Ji with Hua Ji (born in a Wu year): For people born in a Wu year, Tian Ji with Hua Ji in the Wealth Palace makes you think a lot about money and prone to worry, and you keep changing your approach. Set your rules first, then touch them less. In our sample, about 9.9% of charts with Tian Ji in the Wealth Palace carry the birth-year Hua Ji.

Money advice

Split your income into a fixed part and a variable part, and only use some of the variable part to try new methods.

About 41.1% of charts with Tian Ji in the Wealth Palace also have at least one of the six Sha stars in that palace, about the same as the 42.3% across all charts. Malefic stars in the Wealth Palace usually show up as uneven income or impulsive spending and call for a bit more discipline; they do not mean you are bound to lose money.

What our sample shows

How we counted: this site’s engine cast one Zi Wei chart for every day from 1960 to 2005 (birth hour drawn by a fixed-seed random sample), 16,802 charts in all. These figures describe how chart structures are distributed; they do not measure anyone’s wealth or financial luck.

Other major stars in the Wealth Palace